For Insurance
Instant Farm Valuations. Replace $500 Appraisals.
Equipment ACV, replacement cost, risk scoring, and coverage adequacy — in seconds, not weeks.
For Adjusters, Underwriters & Claims Teams
Replace per-appraisal costs with unlimited instant valuations.
Claims Speed
ACV and replacement cost in seconds, not 1-3 weeks. Filter to sold-only auction data for the most defensible claim valuations.
Sold-Price ACV
Actual cash values derived from real auction results — RitchieBros, BigIron, PurpleWave. Not book values, not asking prices. Auditor-defensible.
Coverage Accuracy
Automated coverage adequacy alerts at renewal. Catch under-insurance and over-insurance before it costs you.
Cost Savings
Replace $500-$1,500 per-appraisal costs. Agent plan starts at $149/mo — one claims valuation per month pays for itself.
Run Valuation — Insurance Mode
ACV. Replacement Cost. Coverage Adequacy. Instant.
Enter full equipment details and current insured amount. Get actual cash value, replacement cost, agreed value recommendation, and coverage adequacy check — all backed by hundreds of thousands of real market transactions.
Actual Cash Value (ACV)
ACV derived from real auction sold prices — what the equipment actually trades for. Not book values, not asking prices. The defensible number for claims.
Replacement Cost
Current cost to replace from dealer listings — what a policyholder would actually pay on the open market today. Both values shown side-by-side.
Agreed Value Recommendation
Data-backed pre-loss agreed amount recommendation. Eliminate disputes before they happen.
Coverage Adequacy Check
Enter current insured amount, instantly see ADEQUATE or UNDER-INSURED with the exact dollar gap. Catch problems at renewal, not at claims.
Full Configuration Impact
CVT vs powershift, guidance systems, cab type, duals — every configuration detail that moves the needle on value.
Audit-Ready Reports
Print-ready PDF with ASC 820 methodology, scored comparables, and full valuation rationale. State exam compliant.
AgShared Terminal
Monitor Every Policy, Every Asset
AgShared Terminal gives insurance companies a living, audit-ready view of every insured asset across your entire book of business — updated continuously, not once a year at renewal.
ACV & Replacement on Every Asset
Actual cash value and replacement cost on every piece of equipment, updated weekly from real market data. Know what every asset is worth before a claim, not after.
Coverage Adequacy Email Alerts
Enable coverage alerts in settings. After each revaluation, get one email listing every under-insured asset with the exact gap. Your team reviews and acts.
Inline Insured Amount Editing
Click any insured amount in the asset table to update it. Coverage status recalculates instantly. ADEQUATE or UNDER-INSURED with the dollar gap.
Replacement Cost on Every Asset
ACV and replacement cost calculated from real market data on every asset, every revaluation. Not generic depreciation tables.
Portfolio Coverage Summary
Total ACV, total insured, total coverage gap, and under-insured count — at a glance. Know your exposure before you open a single policy.
Audit-Ready Reporting
Print-ready PDF reports with ASC 820 methodology, scored comparables, and full valuation rationale. State exam compliant.
Simple Pricing
All plans include portfolio monitoring, coverage adequacy alerts, and PDF reports. No per-seat fees.
Agent
25 valuations per month
- ✓25 valuations/month
- ✓Website widget — farmers value equipment on YOUR site
- ✓Every widget visitor = a lead with equipment details
- ✓ACV, replacement, agreed value
- ✓Portfolio monitoring + coverage alerts
- ✓PDF reports for adjusters and policyholders
- ✓Copy-paste setup — no IT needed
Agent Pro
100 valuations per month
- ✓100 valuations/month
- ✓Everything in Agent
- ✓Embeddable widget for your website
- ✓Lead capture + email notifications
- ✓Priority support
- ✓One new policy commission pays for the year
Underwriter / Carrier
For insurance companies and underwriters
- ✓Unlimited valuations
- ✓Everything in Agent Pro
- ✓API access + custom integrations
- ✓White-label widget
- ✓Dedicated account manager
- ✓State audit-ready compliance reporting
- ✓Claims benchmarking vs market comps
- ✓Irrigation equipment valuations
Replace $500–$1,500 per-appraisal costs. One claims valuation per month justifies the Agent plan.
Collateral Valuation Report
2022 John Deere 8R 370
Report ID
AGS-SAMPLE01
April 17, 2026
Sold Value (Auction)
$271,500
Range: $255,000 — $288,000
38 auction comps
List Value (Dealer)
$304,000
Range: $285,000 — $325,000
46 dealer listings
Loan-to-Value (vs Sold)
71.8%
$195,000 balance
Confidence
High
84 total comparables
Valuation Methodology: Market comparable approach using Level 2 observable inputs per FASB ASC 820. Sold Value derived from 38 completed auction transactions (RitchieBros, PurpleWave, BigIron). List Value derived from 46 current dealer listings across independent marketplaces. Both values reported separately for transparency.
Comparable Market Data
8 auction results + 14 market listings
| Score | Year | Model | Price | Type | Hours | Source |
|---|---|---|---|---|---|---|
94 | 2022 | 8R 370 | $291,000 | SOLD | 1,720 | RitchieBros |
91 | 2022 | 8R 370 | $284,500 | SOLD | 2,100 | Purple Wave |
87 | 2021 | 8R 370 | $275,000 | ASK | 1,950 | TractorHouse |
82 | 2023 | 8R 370 | $310,000 | ASK | 980 | Mascus |
Depreciation Analysis
The 2022 John Deere 8R 370 is in the early ownership phase with 1,850 hours. Row-crop tractors in this class typically depreciate 8-12% annually in years 2-5. Current market values remain strong due to limited new inventory and high demand in the 300+ HP segment.
-4.2%
12-month price trend
Regional Price Breakdown
Fair Value Basis
FASB ASC 820 Level 2 — Observable market inputs from multiple independent data sources
Valuation Standard
Market comparable approach per FDIC/OCC collateral valuation guidance and FCA requirements
Report Certification
Report AGS-SAMPLE01 generated April 2026. Automated valuation — not a certified appraisal.
Replace $500 Appraisals
Instant ACV. Replacement cost. Agreed value.
Every valuation generates a complete report — comparable sales with match scoring, depreciation analysis, regional pricing, and full methodology documentation. Audit-ready. State-exam-ready. Instant.
Current per-appraisal cost: $500–$1,500. AgShared: from $149/mo. Enterprise unlimited at $8,999/mo.
What's Included
Schedule a Demo
See how AgShared can eliminate per-appraisal costs and speed up your claims process.